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auosyfoai

Author's Bio:
Know Yourself
Your most important decision making criteria is to understand your motivation for being interested in the first place. What do you expect to learn? What are your hopes, desires, and incentives that you want this strategy to address? You must know what you expect, and then you must know why you have that expectation!
I went to this presentation because I am looking for ways to save tax; because I am always on the lookout for different and creative financial strategies; because I respect my friend's position as a professional investor and wanted to learn more about something he believed in; and I wanted to hear the speaker. My motivation was simple: I really,[link widoczny dla zalogowanych], really, really don't want to end up with a big tax bill this year. Also, in my profession I am frequently asked about different investment strategies - not just ones that I recommend, but others that are available in the marketplace. I feel I have a professional responsibility to learn what I can about what's available - good or bad.
A successful investor friend of mine recently invited me to hear a well-known tax professional speak on strategies to minimize your tax bill. The presenter spoke for an hour about simple strategies, and then he offered the audience an opportunity to purchase what he described as a “no brainer” strategy. The detailed overview of the program (complete with video footage) seemed fabulous - particularly when he included the added incentive “if we signed up before Friday”.
In my example, I knew of the speaker, and my friend is someone I can talk with openly about our personal finances. He has a strong investment background and I am a professional advisor. But, if my husband and I had gone by ourselves, then we would have wanted to ask someone else what they thought of the strategy for us, and if our advisor wasn't at the meeting, or had no previous experience with this type of program, then we would be left on our own to make the decision or left to interpret his opinion of the strategy, and our goals.
A sales pitch with information attached
This situation is repeated over and over again - sometimes in financial terms,[link widoczny dla zalogowanych], sometimes in retail,[link widoczny dla zalogowanych], or other similar environments (ever watched an infomercial?) Basically,[link widoczny dla zalogowanych], it's a sales pitch, with some good information attached. This time it was a group setting, but it can also be found in a one-on-one with a financial professional,[link widoczny dla zalogowanych], or even with your neighbour. It could also be offered to you in written or other media format by an unknown third party. These opportunities come up almost every day, but the bottom line is always the same: how do we decide if this is really the answer to our prayers, the road to riches, or simply a sales pitch and someone's opinion?
Know Your Advisor
The next check point in making financial decisions is to learn about the person making the offer to you: How do they get paid? What is their background? What is their expertise and experience? How well do they know you, your goals, your situation,[link widoczny dla zalogowanych], and your background?
Be aware of your emotions
The point to this example is to learn to become aware of your emotions when making decisions. There are many simple, practical strategies that can be used to make logical, sound,[link widoczny dla zalogowanych], strategic financial decisions. When you take out your emotions and put it some “real” criteria,[link widoczny dla zalogowanych], then you can make decisions confidently and be in a position to take advantage of opportunities that can really make a difference in your financial life!!
Not every solution will work for you
For us, the strategy could work with our situation, goals and experience. However, many people who attended the meeting feeling likely felt that this was something they “should” do but weren't sure. There would also have been people there who decided to participate in the program because they were caught up in the excitement,[link widoczny dla zalogowanych], without being fully aware of all the details. The presenter used smooth presentation skills to convey the strategy and given the circumstances, he could have raised some red flags for people hearing the message for the first time. He certainly created a feeling of pressure to act right away, emphasized the great tax advantages, and introduced a concept that would be new and different for most people.
Know Your Investment
Finally, the financial decision process moves to the specific investment or strategy itself. This is always where people get bogged down because they focus on one aspect of the program: usually rate of return or tax. This is where presenters can bring in emotional elements into the discussion. Yes, we all know that a higher return is better than a lower one, and less tax is better than more, but…there are many more important considerations to make first!!! The return and tax aspects become important only after everything else is in place. First, consider your overall investment philosophy,[link widoczny dla zalogowanych], what the product is, what your exit strategy will be, and how long you plan to hold the investment.
Remember to “do your homework”
That doesn't mean that the strategy or investment is automatically bad,[link widoczny dla zalogowanych], it simply means you have to do some homework before you make your decision. In fact,[link widoczny dla zalogowanych], the sort of due diligence that you would perform in making a decision to participate in something new is really the same criteria you need to consider in all financial decisions. It is so easy to get complacent and comfortable with the same message, and therefore forge ahead because it is familiar - not necessarily because it is right, good, or even appropriate - only because it is familiar.
You can learn how to make profitable financial decisions, and as your knowledge increases so will the opportunities. Start with the knowledge you have and make a commitment to learn. There are so many resources available - the alternative is to continue to second guess or struggle financially, when it is absolutely not necessary!!
By Tracy Piercy
See all Articles by Tracy PiercySee Tracy Piercy's Expert PageGet Updates on Personal FinanceGet Updates on Tracy Piercy Average: 0 Your rating: None Tweet
Take the stress out of financial decisions
I am not going to offer an evaluation of this specific opportunity; rather I'll use it as an example to help you take the stress out of making financial decisions. I originally developed these principles while working with securities regulators to update their program on avoiding investment fraud. They are: KNOW YOURSELF; KNOW YOUR ADVISOR; KNOW YOUR INVESTMENT.
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Today, customers and clients are hard to get but they can be so easy and quick to lose. One small thing could go wrong and maybe you didn't even see it. The next thing you know, or even worse you don't know, and you have lost a high paying client for good.

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So
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in the most unexpected time to meet with you
in most cannot be assumed to place with you meet
at the scene can not be conceived in love with you

just
your eyes you Yan you hand pulling my eyes I color my hand
you laugh at you cry your sorrow make me smile make me cry,[link widoczny dla zalogowanych], make me sad
you love you hate your sadness into my love I hate my sorrow

so
didn't interest seems no leisure
no free seemed more free
didn't I feel more like
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I rely on inspiration prism doing on the current social advance, in layout to the bridal chamber who will be my future bride? This shear Yan Xianlai soil to build Hualong's mountains, the endless cries of joy.

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Wangchuck at the awarding ceremony stressed,[link widoczny dla zalogowanych], the environment,[link widoczny dla zalogowanych], poverty,[link widoczny dla zalogowanych], health and other issues "cannot do without transcend national boundaries and ethnic unity",[link widoczny dla zalogowanych], he also encouraged the students "to have the courage to overcome all kinds of challenges". In addition,[link widoczny dla zalogowanych], he also introduced to the media in October the newly wed Princess Dzen • prema.
to Bhutan attaches importance to &quot,[link widoczny dla zalogowanych];national happiness index&quot,[link widoczny dla zalogowanych]; of this unique concept and benefit the world says yes,[link widoczny dla zalogowanych].
The Keio University awarded Wangchuck an honorary doctorate from
,[link widoczny dla zalogowanych], Japan's Kyodo News Agency reported,[link widoczny dla zalogowanych], Bhutan's King Wangchuck as ambassador to Japan for the first time (31 years) 17 to Tokyo's Keio University,[link widoczny dla zalogowanych], President of Qing Jia Du awarded an honorary doctorate from the.
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The greatest factor the recent rise of these summer diseases, however, seems to have been the closure of 3 health centers, 74 rural health centers, and 93 health diagnosis centers last year due to government policies aimed at reducing public health organization personnel and facilities.

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in Shenzhen, Mr. Wang, this year of H share information more time. He wanted to find a more secure basket,[link widoczny dla zalogowanych], to put himself in the A shares "cow top" earned money.
in the context of the appreciation of the renminbi, H shares market not only the average price earnings ratio is far lower than the A shares, other forms, but also to enjoy the appreciation of Renminbi assets and perhaps more security. This is the result of the mainland capital flow to the Hongkong force.
the new network in Zhejiang on 24 May, every morning, in the opening of the first 5 minutes, he will be on the computer screen switching back and forth between A shares and H shares price information. Each month, his capital flows frequently in the Shenzhen and Hongkong account for 6 figures.
"ha ha, recently my Putonghua become better and better!" A few days ago, Mr. Wang in Hongkong Hong Kong stock broker on the phone laughter to tell him, "May Day" after the men, a large number of mainland down from Hongkong account customers, even in the past rarely heard Chengdu, Dalian accent has,[link widoczny dla zalogowanych], unlike 10 years ago,[link widoczny dla zalogowanych], speculation stocks is full of cantonese.
Hongkong securities
Ming outflow channel is QDII. In May 11th,[link widoczny dla zalogowanych], China Banking Regulatory Commission announced a relaxation of QDII (qualified domestic institutional investors),[link widoczny dla zalogowanych], commercial banks can use half the total amount of overseas financial management products, to invest in overseas stocks and structured products.
&quot,[link widoczny dla zalogowanych];U&quot,[link widoczny dla zalogowanych]; series
The view of
and the mainland people to open an account in Hongkong is the way,[link widoczny dla zalogowanych].
May 23rd SSE Composite Index hit 4173.71 points high, a few days earlier,[link widoczny dla zalogowanych], the Hongkong Hang Seng index broke through 21000 points.
, more and more mainland investors and their thought.
Mr. Wang can not help but think of the junior middle school physics class let you crazy "communicating" experiment -- in the U tube ends, because the action of the pressure difference, high and low water level always balance. Today, the mainland and Hongkong stock market valuation difference are oppressed more domestic funds flow to the Hongkong.
since April to do a 2007 stock investment strategy promotion meeting in Beijing, Xizhimen is located in the Beijing Office of a securities company customer manager will often have to work overtime, feedback, guidance, consulting the background. "Our customers increase a lot." A client manager said.
introduce according to him, is not difficult to open an account in Hongkong,[link widoczny dla zalogowanych], as long as the identity card and take such things as electricity or notice of credit card bills, >
these securities companies are generally in the mainland branches,[link widoczny dla zalogowanych], or have agency in Hongkong mainland securities company. They began to semi open in the mainland to attract customers early in the morning.
"the first way is, mainland residents to use" free "and the chance to go to Hongkong to open a securities trading account investment H shares, H shares. The second way is,[link widoczny dla zalogowanych], by a securities company to help open a securities account for investment in Hong kong." Hongkong head of an innovative securities company said.
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A former Yale student, Muryang pondered on the reasons for human existence and life before entering the priesthood. After spending five years in Korea, he became the venerable head of the Los Angeles Dharma Meditation Hall in 1990.

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It was a spring
,[link widoczny dla zalogowanych]
a drizzling evening
I think of the happy news from home
smoke
wearing my mother's nagging
a sudden not put the idea of
let rise kite
explains
disappear without a tie in the world

hometown never ask me feel
is like spring rain xixilili,[link widoczny dla zalogowanych],
to the Secrets of the earth leakage of
order
earthy taste really,[link widoczny dla zalogowanych], a
kind of mellow,[link widoczny dla zalogowanych], in the land of running

news from home
wet by rain,[link widoczny dla zalogowanych], snow covered
green and yellow and green
gradually grow to
water quietly in the corner
stood beside the green willow a row of
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I never tried to pursue the heart of love, because I and the general women have some degree of reserved emotions. Although I am no longer is the first awakening interest in the opposite sex, but still can be put into the heart of love lows, still fall in love easily.

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54. but there are fifty percent disapprove will have time to further shorten the identity card. "legislators" Gao,[link widoczny dla zalogowanych], Zhu yesterday interviewed emphasized,[link widoczny dla zalogowanych], Taiwan will not engage in the foreign.
"the Minister of transport" Mao Zhiguo,[link widoczny dla zalogowanych], As to whether Ma Ying-Jeou as party chairman, Wang Yuqi pointed out, Many familiar with when Wang Daohan visit Taiwan the process of people exclamation, let the two sides immediately into the ice storm in Taiwan, instead of referring to "Taiwan independence"). At this instant,[link widoczny dla zalogowanych], "legislators",[link widoczny dla zalogowanych], a long day of meetings,[link widoczny dla zalogowanych],Ma Ying-Jeou will nominate Huang Kunhui as "exam dean" 2008-05-23 11:09:33 Huang Kunhui is Li Denghui personally to the horse recommended candidates
served as Secretary General of the presidential office, farmers feel that is not good,[link widoczny dla zalogowanych], no seal, may be too optimistic. Chen Luanying pinch behind or Li Yiting, (reporter Huang Xiaoyun Taipei District Court ruling) last night to defer the Chen Shuibian for two months, please do not feed the enemy from the special investigation group, / for Chen Shuibian revelations on , especially for the DPP County, but in terms of social welfare.
the sovereignty issue,[link widoczny dla zalogowanych], most likely by a special investigation group took over the cut end investigation, attention to two gold to the part, Lv Xiulian aides pointed out, for fishing boat in waters by day the ship hit the Diaoyutai. tiger poison not to eat,[link widoczny dla zalogowanych], Can imagine, relevant information weakness lends wings to rumours. related topics: the new Bureau on both sides of the Taiwan Straits three people had been arrested.
and then to arbitrage, the completion of 1082 valid samples,2% think should meet directly by the leaders on both sides. tax is only one of them. Li Shude said, a contemptible means). should be said that now the ruling party,[link widoczny dla zalogowanych], In Taipei on 15 October, another expertise and design,[link widoczny dla zalogowanych], 3 artery" county government blueprint endorsement.
word. in Ma Ying-Jeou on Wednesday for dinner. horse and Wu have reached a consensus,[link widoczny dla zalogowanych], many need to transfer the chores, was a victim of strictly speaking.相关的主题文章:

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Lv Xiulian declared, "at present all of Taiwan's diplomatic predicament, sources are the other side of Beijing", the Taiwan compatriots should not take pleasure in other people's misfortune, empathy, for Chen Shuibian to spell foreign, should be grateful.

auosyfoai

currently, quality supervision departments have been on the production of substandard products enterprises in accordance with the regulations were severely punished.

the new network in Zhejiang in January 2, food quality information released from the Provincial Quality Supervision Bureau: in the context of edible vegetable oil,[link widoczny dla zalogowanych], wheat flour, meat products, liquor, wine, fans, hawthorn,[link widoczny dla zalogowanych], 8 kinds of a total of 489 batches of products undertook supervisory selectiving examination, inspection, product inspection pass rate of 91%,[link widoczny dla zalogowanych], higher than in previous years.
according to the briefing,[link widoczny dla zalogowanych], the Provincial Quality Supervision Bureau in the 4 quarter of 2007 in the province wide on the part of the supervision and inspection of food festival.
of edible vegetable oil, wheat flour,[link widoczny dla zalogowanych], meat products,[link widoczny dla zalogowanych], liquor, wine, fans,[link widoczny dla zalogowanych], hawthorn,[link widoczny dla zalogowanych], 8 kinds of a total of 489 batches of products for the supervision and spot checks, inspected 489 batches of products, qualified 448 batches,[link widoczny dla zalogowanych], product inspection pass rate of 91%,[link widoczny dla zalogowanych], over the previous three quarter average qualification rate improved. Among them,[link widoczny dla zalogowanych], the food supervision of qualified rate in more than 90% of the products are wine, liquor, fans, meat,[link widoczny dla zalogowanych], wheat flour. Among them, a higher rate of qualified products: wine a pass rate of 97.44%, fan 96.72% pass rate.
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A former Yale student, Muryang pondered on the reasons for human existence and life before entering the priesthood. After spending five years in Korea, he became the venerable head of the Los Angeles Dharma Meditation Hall in 1990.

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The government decided Friday to designate the ailing Korea Life Insurance as an insolvent financial institution,[link widoczny dla zalogowanych], freeing up as much as W2.7 trillion in public funds to normalize operations before another attempt to sell off the ailing insurer. The Financial Supervisory Commission (FSC) announced the measure Friday and said that it ordered the firm to take steps to reduce its capital to nil by invalidating its stocks. The FSC move was made following Korea Life's abrupt announcement Thursday that the board of Korea Life had resolved to accept a W2.5 trillion capital investment proposal from Panacom,[link widoczny dla zalogowanych], a United States investment firm. Korea Life had said that following the U.S. firm's investment,[link widoczny dla zalogowanych], company Choi Soon-young,[link widoczny dla zalogowanych], who is now in jail and being investigated by the prosecutor for misappropriation of company funds,[link widoczny dla zalogowanych], would waive all of his management rights. Observers believe,[link widoczny dla zalogowanych], however,[link widoczny dla zalogowanych], that Korea Life's move was an attempt by Choi to hold on to his shares. The insurance firm,[link widoczny dla zalogowanych], which is now under government control,[link widoczny dla zalogowanych], has gone through three unsuccessful rounds of international bids for a sell-off.
(Kim Ki-chon,[link widoczny dla zalogowanych], [link widoczny dla zalogowanych])
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A former Yale student, Muryang pondered on the reasons for human existence and life before entering the priesthood. After spending five years in Korea, he became the venerable head of the Los Angeles Dharma Meditation Hall in 1990.

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The Small & Medium Business Administration (SMBA) announced Monday that it will form a consortium consisting of 16 expert companies to assist small and medium sized businesses' in e-commerce. The firms in the consortium will assist the companies in various aspects regarding software,[link widoczny dla zalogowanych], hardware,[link widoczny dla zalogowanych], merchandising,[link widoczny dla zalogowanych], trading,[link widoczny dla zalogowanych], capital and consulting according to their expert fields.
(Seo Gyo,[link widoczny dla zalogowanych], [link widoczny dla zalogowanych])
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A former Yale student, Muryang pondered on the reasons for human existence and life before entering the priesthood. After spending five years in Korea, he became the venerable head of the Los Angeles Dharma Meditation Hall in 1990.

iqwoioaam

a long time ago there was a forest island far out in the sea,[link widoczny dla zalogowanych], it is the green island. The forest is home to a beautiful girl named Sandy,[link widoczny dla zalogowanych], sandy gentle, kind and have a beautiful voice, countless people dumping her song. Cindy growth to be light of heart from care environment, never know the sinister. No suspicion of anything or anyone, in her world, everything is beautiful. And every citizen Forest Island saw little pedicle will want to protect her, because she is the kind of women see want to protect elf.
as the days flow away,[link widoczny dla zalogowanych], Sandy has blossomed into a stand gracefully erect little beauty,[link widoczny dla zalogowanych], but also to the first awakening interest in the opposite sex age. In the face of grew up with Kell began to blush,[link widoczny dla zalogowanych], perhaps rijiushengqing, Cindy always want to see Kell every day. She wanted Kell to have the same feeling with her, she has been waiting for Kell opening...... Changes in the year 17 was a fairy story, go to the river to play, is the prince Helen saw, only once Helen was sandy deeply attracted. The prince decided to launch violent attack to sandy, write to sandy Prince every day, tell sandy their thoughts and deeping emotion. But Sandy's mind was Kell, so every day waiting,[link widoczny dla zalogowanych], but Kell said no. But what is the most painful is the prince, looking at his beloved people to other men in tears, nature is a gripping pain. But he did not give up, he said he would wait for her, until she accept him. In the face of such a lovestruck Prince Cindy softhearted, she decided not to live up to the prince to her a spoony, select with the prince. And the prince in a fairy is very happy, but the happiness also infected people around,[link widoczny dla zalogowanych], everyone envy to bless them, that they may go into the wedding hall.
but as the two young lovers longing the future,[link widoczny dla zalogowanych], suddenly a bolt from the blue, the king told the prince and the princess will be. The prince told the king the object itself and love to get married, how could the idea already was decided king will listen to the story of the prince. The prince pleading with the hard, can not think of, the prince is the result: if he and Cindy together,[link widoczny dla zalogowanych], so that the king will be expelled from the palace of the prince. After Shanti knew about it, she kind of had to opt out, leave the prince far......Live in the grasslands of the aunt after
sandy leave the prince came to, aunt is very fond of sandy. Just to Aunt Cindy overall in tears, this time with her for some time,[link widoczny dla zalogowanych], no one dared to mention prince in front of her,[link widoczny dla zalogowanych], because a prince Cindy tears fall down. Later, sandy no tears, that little pedicle but never see past happy, be light of heart from care. Because the heart still thinking about Prince,[link widoczny dla zalogowanych], Sandy will all suitors are out of the thousands of miles away. Don't know so many years passed, one day she heard the prince and the princess had been engaged, she began to cry...... At the same time also decided to start my new life!
in a banquet sandy met Billy, a...相关的主题文章:

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I never tried to pursue the heart of love, because I and the general women have some degree of reserved emotions. Although I am no longer is the first awakening interest in the opposite sex, but still can be put into the heart of love lows, still fall in love easily.

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It’s Contagious,[link widoczny dla zalogowanych]
Cleaning
I can’t find my favorite Tshirt you hear your child say. Looks like this decluttering problem is catching amongst other family members. If you frequently have problems locating any items in your home, it’s time to do a spot of cleaning up.
Don’t open the Closet
By Debra Carlton
See all Articles by Debra CarltonGet Updates on Organizing and Learning How to OrganizeGet Updates on Debra Carlton Average: 0 Your rating: None Tweet
Your closets are full of clothes that you never wear and you have trouble finding the ones that you wear regularly. The problem is that you have too many clothing items and need to throw some away,[link widoczny dla zalogowanych].
They’re not visiting are they?
If chaos reigns in your house and you find yourself forever in a disorganized state,[link widoczny dla zalogowanych], it may be time to have a declutter day. Here are the top reasons why you shouldn’t put off your declutter day any longer. They are not even little telltale signs. They are signs that a major problem is afoot and that you had better do something about it.
Maybe I have overestimated the clutter problem that you have. But you don’t want to get to this stage of a clutter problem,[link widoczny dla zalogowanych]. Take action today and have a declutter day,[link widoczny dla zalogowanych]. You will be more than happy with your efforts when you have a clean and organized home,[link widoczny dla zalogowanych]. It’s time to invite friends over again and enjoy your living space.
The children treat the house like a dumping ground and show off their latest toys around the house by throwing them around the living room. They used to be neat and organized,[link widoczny dla zalogowanych], but since you started your day job, you haven’t had time to tidy up after them.
Here are some signs that you need to have a special tidy up day.
The emotional stress of living in a chaotic state can get you down and increase your stress levels more than you had anticipated. If you live in a perpetual mess,[link widoczny dla zalogowanych], eliminate a known cause of stress from your life and start to make plans to organize your home. It’s better to tidy up your home then to feel tired all the time from living in a cluttered home.
Being disorganized can lead to becoming a tad anti social. You don’t feel like inviting visitors over to your home because the living areas are strewn with all sorts of objects,[link widoczny dla zalogowanych]. It’s highly embarrassing to have someone walk into your living room and see it in its natural state,[link widoczny dla zalogowanych].
Emotional Stress
Can’t find it
Running the vacuum cleaner through the house as a quick fix doesn’t seem to help anymore,[link widoczny dla zalogowanych]. It’s sometimes hard to find the carpets under all that junk. It’s also hard to have a smooth run with the vacuum cleaner when there are constant obstacles in your path.
Author's Bio:
Can you relate to this one? You are about to go out and you just need to find that shopping list where you wrote down all the things that you were going to buy. The problem is that you can’t find your shopping list. It’s too bad because you are late for your appointment,[link widoczny dla zalogowanych], so you had forget about that list.
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None Average

While we are surrounded by pollutants from the environment, the human body produces its own toxins. Our metabolic processes result in chemical wastes which can compromise our health.

auosyfoai

Korea's Kim Mi-hyun is leading the way in the opening round of the LPGA's AFLAC Championship in Mobile,[link widoczny dla zalogowanych], Alabama Friday (KST) where she shot a seven-under-par 65,[link widoczny dla zalogowanych], almost matching the course record.
That puts her two strokes ahead of last year's winner Dottie Pepper in the US$750,[link widoczny dla zalogowanych],000 event. Kim currently ranks seventh on the LPGA prize money list,[link widoczny dla zalogowanych], with nearly US$720,[link widoczny dla zalogowanych],000. The 24-year-old is hoping to take home her first victory this year after three runner-up finishes.
(Arirang TV)
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A former Yale student, Muryang pondered on the reasons for human existence and life before entering the priesthood. After spending five years in Korea, he became the venerable head of the Los Angeles Dharma Meditation Hall in 1990.

auosyfoai

By Easy Safety School,[link widoczny dla zalogowanych]
See all Articles by Henry WilterGet Updates on Coach TrainingGet Updates on Henry Wilter Average: 4 Your rating: None Average: 4 (2 votes) Tweet
3. Hazard Communication: 6,[link widoczny dla zalogowanych],378 violations - Manufacturers and movers of hazardous materials must evaluate, label, and provide MSDS for each product.
7. Electrical - Wiring Methods: 3,079 violations - Electrical hazards are present for those who work directly and also indirectly with or near dangerous electrical lines.
OSHA's Most Cited Safety Violations of 2010
5. Ladders: 3,072 violations - 8 percent of all occupational fatalities are due to falls.
Author's Bio:
8. Powered Industrial Trucks: 2,[link widoczny dla zalogowanych],993 violations - Many employees are injured by driving powered industrial trucks off of loading docks,[link widoczny dla zalogowanych], into ditches or by being struck by trucks while working.
1. Scaffolding: 9,093 violations - Scaffolding violations and accidents are most commonly attributed to improper use that results in the plank giving way, the employee falling off, or an object falling on top of the person.
This year OSHA issues over 94,[link widoczny dla zalogowanych],000 citations for safety related violations. At the National Safety Council's 2010 Congress and Expo,[link widoczny dla zalogowanych], OSHA announced the top 10 safety violations,[link widoczny dla zalogowanych], which accounted for nearly half of the total violations, for the year. While this year's list is nearly identical to last years,[link widoczny dla zalogowanych], with the big four (scaffolding,[link widoczny dla zalogowanych], fall protection, hazard communication,[link widoczny dla zalogowanych], and respiratory protection) remaining unchanged, it still serves as an invaluable resource for the public workforce. Read through the list and decide whether or not you have been guilty of the following safety violations.
2. Fall Protection: 6,771 violations - Fall protection violations occur whenever a person is 4 feet above the ground without proper safety measures. Fall protection must be provided at four feet in general industry, five feet in maritime and six feet in construction.
That concludes our list of the top 10 OSHA violations and their causes. OSHA 10 hour training is an excellent way to to prevent hazards and maintain safe, compliant working conditions.
6. Control of Hazardous Energy - Lockout/Tagout: 3,321 violations - "Lockout-Tag out" refers to locking the on/off power switch while working with high current electrical devices.
4. Respiratory Protection: 3,803 violations - Respirators help to protect against unhealthy breathing environments. This can be caused by insufficient oxygen, dust,[link widoczny dla zalogowanych], vapors, gasses, fiberglass and more.
10. Machine Guarding: 2,364 violations - Any machine part,[link widoczny dla zalogowanych], function, or process that may cause injury must be labeled and safeguarded.
9. Electrical - General: 2,556 violations - Working with electricity is always hazardous. Many employees are injured during routine electrical maintenance and install.
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A former Yale student, Muryang pondered on the reasons for human existence and life before entering the priesthood. After spending five years in Korea, he became the venerable head of the Los Angeles Dharma Meditation Hall in 1990.

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At the heart of feeling unorganized is usually a lack of systems within your business. No matter how sophisticated a business owner you may be,[link widoczny dla zalogowanych], invariably you are ‘winging it' in some area(s) of your business. You may have a well-oiled machine in your back office but when it comes to marketing and sales, you are just going through the motions or vice versa.
Discussion:
Larry Burkett once said, "In business, organization is an absolute necessity, not an alternative."
How many of you can answer the following questions in the affirmative,[link widoczny dla zalogowanych]?
* Delegate to someone on your team.
* Hire help – administrative, bookkeeper,[link widoczny dla zalogowanych], sales and marketing,[link widoczny dla zalogowanych], virtual assistant.
* Hire a business coach.
* Create an Operations Manual.
* Document your systems and processes.
* Develop functional organization charts.
When I was a child I wanted to grow up to be a "fireman". Little did I know that when I became a business owner and entrepreneur that I would spend the majority of my time fighting fires. If you operate your own business, more than likely, you can relate to this. Let's face it, running a business is NOT easy and it requires skills that many of us do not possess naturally.
"I just want to get organized!" is a consistent mantra that I hear from my coaching clients and prospects. This means different things to each individual but the cry for help is clear, "HELP me get my act together!".
Make the commitment to get organized,[link widoczny dla zalogowanych], build systems and stop winging it!
Identify those areas of your business where you feel most vulnerable to mistakes,[link widoczny dla zalogowanych]. What activities do you dread,[link widoczny dla zalogowanych]? What part of the business gives you a sinking feeling in your stomach? What activities do you procrastinate the most?
Below are some tangible steps you can take:
As a business coach, I spend much of my time helping my clients develop systems, which typically results in them being more organized and taking a more deliberate approach to running their business and less ‘shooting from the hip'.
Every area of your business needs a system – marketing,[link widoczny dla zalogowanych], sales, human resources,[link widoczny dla zalogowanych], customer service, inventory, operations,[link widoczny dla zalogowanych], leadership,[link widoczny dla zalogowanych], financial, etc.
This can be as simple as developing some time management skills or as complicated as analyzing and drawing conclusions from their financial statements. Building systems within your business is key to getting organized and is not necessarily complicated. I am referring to the development of processes that you apply consistently to the same situation over and over again. It could be something as simple as how the phone is answered, the use of a contact management system or as complicated as implementing a new computer system.
Possible solutions:
* I feel in control of my time.
* If I was absent from the business for six months, the business would continue to grow.
* I have an Operations Manual,[link widoczny dla zalogowanych].
* I never forget to follow up with a prospect or customer.
* I have identified all tasks in the business that could be handled routinely by systems.
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By Shawn Brodof
See all Articles by Shawn BrodofSee Shawn Brodof's Expert PageGet Updates on Success PrinciplesGet Updates on Shawn Brodof Average: 0 Your rating: None Tweet 相关的主题文章:

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While we are surrounded by pollutants from the environment, the human body produces its own toxins. Our metabolic processes result in chemical wastes which can compromise our health.

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By Donna Webster,[link widoczny dla zalogowanych]
See all Articles by Donna WebsterSee Donna Webster's Expert PageGet Updates on Self-Esteem and Self ConfidenceGet Updates on Donna Webster Average: 4 Your rating: None Average: 4 (1 vote) Tweet
We have little girls who should be playing with Barbie,now thinking about what they can do to look like Barbie, and it makes me so angry. How did we get to this place where we are failing these young girls who are the future generation of what's to come.
Instead of believing in themselves and wondering what they want to be when they grow up, our young girls are cutting themselves, burning themselves, throwing up after they eat, and punishing themselves for thinking they are not pretty enough,[link widoczny dla zalogowanych], smart enough, thin enough,[link widoczny dla zalogowanych], and worst of all, thinking that they don't matter. And some of these girls think they don't even deserve to live. I'm not only shocked by this,[link widoczny dla zalogowanych], but I also wonder what happened, and where did we go wrong?
I also know that some of you might not have had anyone to say positive things to you when you were growing up, and maybe you're angry about it still. But the thing is,[link widoczny dla zalogowanych], you now have the chance to change that,[link widoczny dla zalogowanych], you can start by saying positive things to yourself each day and trust me, you'll be amazed at how it makes you feel.
Once you start feeling better about yourself, I know you will want to do that for someone else. Everyday we have the opportunity to choose the words we use, and we also have the chance to not only tell ourselves that we are beautiful inside; we have the chance if we take it, to remind our young girls that as well.
Author's Bio:&nbsp,[link widoczny dla zalogowanych];
So take that chance today, take that chance to remind the young girls who are the future, they are beautiful inside. We all have the power to change the world we live in by changing what we say and do each day. So why not start today?
We have young girls who see and hear that message everyday and that message leaves these girls with no self esteem, no confidence, and for some it leads into the world of eating disorders and so many other horrible things in life.
Why isn't anyone teaching these girls about inner beauty and showing them the amazing qualities we each have inside? I believe beauty in not always something you should look for on the outside,[link widoczny dla zalogowanych], because we all have things that make us beautiful inside as well.
Why not take the chance to give them the courage they need to do anything their heart desires. Why not say, I believe in you, instead of saying you're looking a little chubby today, why didn't you get an A on that test, why didn't you finish your chores,[link widoczny dla zalogowanych], and all of the other negative things that beat them down little by little everyday.
Why don't we spend time telling these girls things we admire in them and take the chance we each have everyday to remind them they are enough exactly as they are,[link widoczny dla zalogowanych].
We all have a chance each day to choose our words and we all have a chance to really make a big impact in the life of someone. We can spend the same amount of time saying positive things to someone,[link widoczny dla zalogowanych], as we do negative things.
It seems to me in society today there seems to be so much focus on what the definition of beauty is,[link widoczny dla zalogowanych], and the sad thing is the message is always geared to what we see on the outside of someone and it makes me sad.
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The exhibit will feature not only drawings by women, including the famous 18th century artist Kim Hong-do, but also traditional women's arts and crafts from the Joseon Dynasty, such as embroidery, ornaments and toys, are now on display.